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CREDIT CARD PROCESSING INDUSTRY REVOLUTIONIZED WITH NaBANCO

FORT LAUDERDALE, Fla., July 9 /PRNewswire/ National Bancard Corporation (NaBANCO), the industry leader in third party credit card processing has begun to market its revolutionary, patented SurePay credit card processing system to retailers nationally. No longer will retailers have to worry about the annoyance and cost of procedural chargebacks because the SurePay system combines back office and systemic procedures with new technology to fully protect against procedural chargebacks.

Executives of Fort Lauderdalebased NaBANCO, a wholly owned subsidiary

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of Atlantabased First Financial Management Corporation (NYSE: FFMC), say SurePay will revolutionize the processing of credit cards for merchants. “SurePay will significantly impact the way merchants handle credit cards by eliminating procedural chargebacks and sales draft retrieval and storage,” said Paul R. Garcia, president and CEO of NaBANCO. “It also speeds the pointofsale transaction flow, reducing customer wait time.”

Innovative technology unmatched in the credit card processing industry makes up the SurePay system which includes several industry firsts. The SurePay Access terminal has the ability to read both tracks of a credit card’s magnetic stripe, as well as the card’s embossed account numbers. The accompanying SurePay Printer electronically captures the entire transaction at the pointofsale, including the cardholder’s signature, and transmits it to NaBANCO for storage, where it can be retrieved at

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any time.

The SurePay system can also interface with an Electronic Cash Register (ECR) via a new MultiReader device, which can read the MICR encoding on checks, the embossed account numbers, and both tracks of the magnetic stripe on credit

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cards. metropolitan areas. SurePay is available to merchants at approximately the same cost as the credit card processing systems they already have in place.

0 7/9/93

/CONTACT: Chuck Gervase of National Bancard Corporation, 3057852100/CO: National Bancard Corporation; First Financial Management

Corporation ST: Florida IN: FIN SU:

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AWRC FL008 9969 07/09/93 14:07 EDTWILLIAM R. BALKE JOINS TRANSMEDIA NETWORK INC. AS DIRECTOR OF CARD PROCESSING; NEW POSITION CREATED TO SET UP AND RUN ELECTRONIC SYSTEMSCHECKMATE ELECTRONICS RANKS AMONG THE BEST IN BUSINESS; BREAKS TOP 10 IN GEORGIACHECKMATE ELECTRONICS, INC.

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